Financing Your HVAC System in Hood River

At McDowell and Son, we understand that upgrading or replacing your heat pump, furnace, or air conditioner is a significant investment. As a family-run business based in Hood River, OR, we’re committed to helping our community manage these expenses with flexible financing options. Our goal is to ensure every homeowner can enjoy the comfort and efficiency of a modern HVAC system without financial strain.

Why Homeowners Choose to Finance

Financing can help spread out the cost of a new HVAC system, allowing you to complete needed improvements now while paying over time. Many customers appreciate being able to upgrade their home comfort without delaying essential work.

Local Expertise You Can Trust

At McDowell and Son, we’re more than just a service provider; we’re your neighbors in Hood River, understanding the unique climate challenges and needs of this area. Our expertise in heat pumps, furnaces, and air conditioners ensures that you get the best advice and solutions tailored to our region. 

Benefits of Financing with McDowell and Son

Financing your HVAC project with us means you can:

How Financing Works

Applying for financing with McDowell and Son is a straightforward process:

  • 1
    Contact Us:
    Reach out to our team to discuss your HVAC needs and explore financing options.
  • 2
    Application:
    Fill out a simple application form online.
  • 3
    Approval:
    Get quick decisions and understand what you qualify for.
  • 4
    Project Commencement:
    If approved, we’ll schedule the installation or upgrade of your HVAC system.

Types of Financing Options

We offer various plans to meet different needs, including:

Frequently Asked Questions?

Can I finance any HVAC service?

Yes, you can finance new installations, replacements, and major repairs for all types of HVAC systems.

How long does it take to get answers?

Times vary, but most customers receive a decision within a few minutes of application.

What kind of interest rates can I expect for my HVAC financing?

We’ve teamed up with several financial institutions to offer competitive rates and will work with you to find the best option suited to your financial situation.

Can I finance the total cost of my HVAC project, including installation?

Yes, you can finance the entire cost of your HVAC project, including the price of the equipment and the installation services. We aim to provide comprehensive financing solutions to make the entire process as seamless and straightforward as possible.

Are there any incentives or rebates for energy-efficient HVAC upgrades?

Yes, state or federal incentives and local PUD rebates are often available for homeowners who install energy-efficient HVAC systems. We can provide information on available programs and assist you in applying for any eligible rebates or incentives to maximize your savings.

Our HVAC Financing Options

McDowell & Son offers financing with payment plans and competitive rates as well as a variety of special offers to help you get a system you will love for years to come. We will happily explain our finance options in detail and guide you through the process.

Wells Fargo

Special Financing For 18 Months With Approved Credit.

Wells Fargo Bank, N.A. offers several special options for financing your new product or service with approved credit. That way, you can invest in your home’s comfort needs without breaking your budget.

With approved credit from Wells Fargo Bank, N.A., you’ll enjoy:

  • Convenient monthly payments
  • Special financing terms
  • Easy online account management

Plus, by taking advantage of financing, you won’t use up your existing funding sources, like a home equity line of credit, other credit cards, or bank account. They will still be available when you need them.

Craft 3

Special low-interest rates (For Energy Trust of Oregon projects that qualify for cash incentives).

Home Energy Loans to finance energy efficiency improvements

Craft3, a nonprofit lender, offers Home Energy Loans to allow homeowners to borrow the entire cost of eligible energy improvements. There are no up-front loan fees or prepayment penalties, and perfect credit is not required. Please visit Craft3’s website using this link for rates and terms to check eligibility and begin your application.

Ready to upgrade your HVAC system with convenient financing? Contact us today to get started.

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